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科发担保2019年度社会责任报告
发布者:admin  发布时间:2020-2-26 15:21:08  点击:628

80体育  2019nian,wuxishikefarongzidanbaoyouxiangongsi(yixiajiancheng“kefadanbao”)yixijinpingxinshidaizhongguoteseshehuizhuyisixiangweizhiyin,zaichanyejituanjichuangtoujituanyoulilingdaoxia,shizhongjianchizhelihuanjiexiaoweiqiye、“sannong”dengpuhuilingyurongzinan、rongziguiwenti,zhichizhanlvexingxinxingchanyefazhan,jianchi“shehuixiaoyiweishou、jingjixiaoyiweiben”,wenzhongqiujin、wenzhongqiuxin,jiaohaodilvxingleguoyouqiyeyingjindeshehuizeren,weidifangzhongxiaoqiyebuduanzhuangda,tishengshehuijiuyelv,cujinshehuikechixufazhan,tigong“youwendu、youdandang”dejinrongzhichi,wei“qiangfumeigao”xinwuxijianshezuochuleyingyougongxian。

一、扩大业务规模,提升服务能力。

  2019nian,kefadanbaoyi“weiraozhuye、chuangxinfazhan、jingxiguanli,tishengjixiao”weimubiao,buduankuodayewuguimo。jiezhi2019nian12yue31ri,quanshifanweinei13jiayinxingjiyukefadanbaozongji16.9yishouxinzhichi,zaibaoyewulianghedanbaofashengezaichuanglishixingao,zaibaoyueda84780wanyuan(hanfeirongzixingdanbaoyue2700wanyuan),tongbishangzhang18.64%;danbaozongeda169834wanyuan,tongbishangzhang23.70%;leijifashengdanbaojine105490wanyuan,daichanglvchuanglinianxindi,jiangdizhi0.17%(jinfashengyibidaichang152wanyuan);danbaoyewufangdabeishushoucitupo4bei,chixujingyingnengli、kangfengxiannenglidedaojinyibutisheng。

二、支持实体经济,推进“普惠金融”。

  kefadanbaojijixiangyingguojia“fuchixiaoqiye”dehaozhao,datongzhongxiaoweiqiyehe“sannong”zijinrongtongqudao,chongfenfahuidanbaoduixindaizijintoufangdeyindaozuoyong,jijihuajiewoshengzhongxiaoweiqiyehe“sannong”rongzinannanti。jingguoduoniandejiegoudiaozheng,kefadanbaojiangyewuzhelidianzhuanxiang“puhuijinrong”,zhanlvesiludediaozhengweiyewudebuduanfazhandaxialejianshidejichu。jiezhi2019nian12yue31ri,rongzixingdanbaoyuezhongxiaoweiqiyeyuewei60220wan(zhanbi73.37%);yuquniantongqixiangbi,xiaoweiyueshangzhangjin67gebaifendian,xiaoweiqiyehe“sannong”jixuwenbujiankangfazhan。

三、降低服务费率,减轻企业负担。

80体育  2019nian,《guowuyuanbangongtingguanyuyouxiaofahuizhengfuxingrongzidanbaojijinzuoyongqieshizhichixiaoweiqiyehe“sannong”fazhandezhidaoyijian》fabu,kefadanbaojianjueguancheluoshi,yu2019niandiyijidulvxianjinxingleyilunjiangfei,qieshiweiguangdazhongxiaoqiyejiejue“rongzigui”wenti。jinsannianlai,kefadanbaoweiqiyedanbaodepingjunchengbenyou2017niande1.8%jiangdizhi2019niande1.6%,shishizaizaidijiangdileqiyefudan。

四、促进协同发展,带动发展就业。

  kefadanbaozaidaidongdiqujingjifazhanjilaodongjiuyefangmianzuochulegongxian。kefadanbaozaikongzhijingyingfengxiandeqiantixia,2019nianleijiweiwuxixiaqufanwei134jiaqiyehuogerendanbaozongjine105490wanyuan,zhijiedaidongjiuyegangwei6739ge;qimozaibaohushuzhong,shengchanxingqiyezhong43jia(zhanbi59.72%)dekehujunyouchaoguo10%deyejizengzhang。

80体育  2019nian,kefadanbaoxiangzhizaodengchuantongxingyetigongdanbao41965wanyuan,xiangpifalingshouyetigongdanbao19750wanyuan,xiangjianzhuyetigongdanbao16360wanyuan;muqianzaibaoqiyedangnianweiwuxixiaquneigongxianzongchanzhiyue128yiyuan,zongzichanda197yiyuan。

五、覆盖全市区域,强化产业发展。

80体育  kefadanbaozuoweishijidanbaopingtai,zaiwuxixiaquneiguangfankaizhanyewu,nianfuwuqiyeshuliangbuduanshangsheng,hezuoqiyezaiquanshigequdouyoufenbu,daichanglvweiquanshitongxingyezuidi,nuliweiwuxishi“chanyeqiangshi”zhanlvechengdanqigengduoshehuizeren。

六、拓展业务渠道,支持创新创优。

1、科技型企业方面

80体育  kefadanbaoshiwuxishizuizaochenglidezhengcexingdanbaogongsizhiyi,zhongdianzhichiguojiagulidexinnengyuan、xincailiao、dianzixinxi、shengwuzhiyaodengkejixingqiye。jiezhi2019nian12yue31ri,kejixingqiyeyuewei6100wanyuan,mantuluoruanjian、wanjikejidengshoubaoqiyedouqudaolelianghaofazhan,qiyebeiduojiafengtoujiguoqizhuzi,zoushanglekuaisufazhandedaolu。

2、现代农业方面

80体育  kefadanbaojijizhichiyixingxiandainongyeshifanqudefazhan,weiqinongyehezuoshepeitaozijin,tongshiyeweiminshenggongchengzhongdianfazhandeshengtainongyeqiyeyouxiaojiejuerongzinanwenti。jiezhi2019nian12yue31ri,kefadanbaoweiyixingshiyuanbomiaomuyouxiangongsi、yixingshikeermanlanmeizhongzhiyouxiangongsi、yixingshiwuyueputaozhongzhiyouxiangongsidengshushijiaqiyefafangshenongdaikuan7000wanyuan。

3、文化产业方面

80体育  weilexiangyingwuxiwenhuachanyezhengce,kefadanbaotongguoduishengshihuyuyingshikejijiangsugufenyouxiangongsi、wuxishijiangdajichengwenhuafazhanyouxiangongsidengduiyingshicongyezhejiwenhuatuidongzhezaixifazhanshifangchugengduodefuchitongdao,weidazao“wuxichupin”tianzhuanjiawa。2020nianshengshihuyuyingshikejigongsitouzizhizuode“guichuideng”dianyingjijiangshangying。tongshi,kefadanbaojijizhichidifangwenhualvyouziyuandekaifa,weiwuxihuishanlishegujielvyoukaifayouxiangongsidanbao2000wanyuanyongyulishegujiekaifa。

4、现代养老医疗方面

  2019nian,kefadanbaoweiduojiayiliaojiyanglaochuchuangxingqiyejiyuleyidingdedanbaoedu,rujiangsuzhengrenyiyaogufenyouxiangongsi、wuxiyangzihuliyuanyouxiangongsi、wuxiyikezhongyiyuanyouxiangongsi、wuxihuaweiyiliaokejiyouxiangongsidengduojiaminyingyiliaojigou。suizhetuijinyanglaohulixiangguanzhengcedechutaihebutiezhengcedejinyibuluoshi,jiangshiwoshideyanglaoxingyechengweiyeneibiaoganhelingpaozhe。

5、环保产业方面

80体育  muqiankejixinghuanbaoqiyeshangchuyuchengzhangchuqi,guimohaibuda,kefadanbaozhuazhushiji,zaiyangezhixinghuanpingyaoqiudezhunruzigeqiantixia,tongguobutongdedanbaochanpin,duihuanbaoleiqiyexinzengdanbaoshangqianwan。qizhonglibaichuangongsichengjiede“wuxihuishanquyuqijiedaonongcunshenghuolajiwuhaihuachulishidianxiangmu”weiquanguofanweineiweiyiyijianongcunshenghuolajiwuhaihuachulishidiandanwei;“xianshizhouzhixianshenghuolajirejieqihuachulixiangmu”beipingwei2018nian“shanxishengershidazhongdianxiangmu”。

6、物联网产业方面

  wuxiguojiachuanganwangchuangxinshifanquyijijuwulianwangqiye2000duojia。kefadanbaojiaqiangduixianjinkejichuangxinqiyedefuchishouduan,guliqiyezuodazuoqiang,tongguoduiwuxiwanjikejigufenyouxiangongsi、jiangsumantuluoruanjiangufenyouxiangongsi、jiangsuxiaoshanxinxichanyegufenyouxiangongsidengqiyedefuchi,peiyulongtouqiye、guimoxingqiye、jiadaqiyeyinjinlidu、zhichigongxiangjingji。

7、民生基建方面

80体育  2019nianxiabannian,suizhejinrongjigouduijichujianshexingyeshouxindejixuyasuo,daozhijianzhuxingyedeshouxinyecunzairongzinandewenti。jianzhuxingyeguanxizhongguoqianwannongminggongdeshengji,kefadanbaozaikongzhifengxiandeqiantixia,yongtiaozhongdan,zaichongfenkaochaqiyezizhi、jindiaoqichengjiexiangmudecengjidejichushang,zhongdiankaochabaozhangfangjianshedanwei,2019nianleijiweijianzhuxingyebuchong16360wanyuanliudongzijin。

七、调整业务结构,防范金融风险。

80体育  2019nian,kefadanbaojixudiaozhengyewujiegou,shulixingyeleibie,duifengxianjijudefangdichanshishiyewuguimoyajianhuoqingtui。tongshi,jiehechanyejituandedingweiheyaoqiu,zhongdianjiaqiangduiquanshifanweineixiaoweihe“sannong”qiyedefuchilidu,quebaogongsiyewujiankangwenbufazhan。

80体育  jiezhi2019nian12yue31ri,shefangleizaibaoyuejinwei2410wanyuan(tongbixiajiang24.45%),jingguoduoniannulichenggongyasuolejin1yiyuandeshefangdaikuandanbao。

  2019nian,zaibaoqiyewuxizhaoshengshenghuazhuangbeiyouxiangongsifashengdiyawubeichafenghou,kefadanbaojijijieru,zaiquerenwufadaoqichanghaideqingkuangxia,jishidaichangbenjinjilixi152wan,yizhijiechengdanfengxiandefangshiyanxuleqiyezijinmingmai,weihuleqiyehezishenxinyong,tongshiweiyinxingchengdanlefengxian,weifangfanquyujinrongfengxianzuochulegongxian。

八、创新业务品种,优化服务方式。

  2019nian,kefadanbaoliyong “xixindai”、“huichuangjijin”、“xincaigou”、“rencaidai”、“liangxijijin”dengchanpin,weiquanshixiaoweiqiyezengganggan,shixianleyewuzhunruyufengxianfendande“shuangying”。qizhong,“xixindai”chanpintoufang33bi,heji9605wanyuan;“liangxijijin”xiangmutoufang2bi,heji480wanyuan;“huichuangjijin”xiangmutoufang2bi,heji300wanyuan;“xincaigou”xiangmutoufang4bi,heji520wanyuan;gongsiyijiaodidelilvtongguobutongdechanpinleixingweixiaoweiqiyetigongzengxinfuwu,huogejizhengfubumenheyinxingdehaoping。

九、注重人才培育,构建和谐关系。

  kefadanbaoliyongmeizhoulihui、yewuzhuantihuiyidengxingshi,kaizhanneibuyewutaolunyulilunxuexi,tongguoxuexi,jishilejieguojiazhengcedongxiang、xingyefazhanqushi,weigongsiyewujiegoudiaozhengyujuticuoshiluoshituozhanleshiye,tongshi,yeyouliditishengletuanduiyewunengli。

  tongshi,canzhaoxianjinguanlilinianheyewumoshi,lizushichanghuayunxing,congxinchouzhidushangxiang“puhuijinrong”qingxie,《jixiaotichengjianglijilvzhifengxianjinchubeiguanlibanfa》shixingyinianduo,jingguobuduanwanshan,yifangmiancongzhidushangjifaleyuangongdejijixinghezhudongxing,lingyifangmiancongzhidushangduiyewurenyuanyousuoyueshu,zaichengjiexiangmushichongfenkaolvdaofengxiankongzhi。

十、打造科发品牌,追求互利双赢。

  kefadanbaosuizheshichanghuadebuduanshenru,jiangchixubuduandijiaqiangguanli、xinshouchengnuo,yugehezuofanghuligongying。

    1、yangekaizhanbaohushangyemimiyuyufangshangyehuiludegongzuo,zaimeiweikehushouxinzhiqiantongguoqianshu《zhanyeguifanyulianjiecongyegaozhishu》dexingshixiangqiyegaozhixiangguandanbaofeihebaozhengjindehuiruzhanghao,bimianyewuyuanxunsiwubi,gongkuansiyong。

80体育    2、zaidanbaoyewujindiaoguochengzhong,yaoqiuyewurenyuanzuohaojinrongzixunjikehuxuqiudelejiegongzuo,baohukehushangyemimi,baohukehuzhengdangquanyi。

    3、shuli“rangmeiyigekehudouxinren”dezerenguan,rangmeiyigekehudouxinrenshigongsiduonianfazhanzhongzhubuxingchengdejiazhilinian,tongshiyeshiqiyedechufadianheluojiaodian。

80体育  kefadanbaolianxuduonianhuodelea+xinyongpingjidanbaojigou、“jiangsushengaleidanbaojigou”、“jiangsushengzaidanbaotixihezuojigoufuwushitijingjiwushiqiang”he“wuxishijinronggongzuohexiejiang”dengduogesheng、shirongyu。

  2020nianzixinxingguanzhuangbingduganrandefeiyanyiqingfashengyilai,kefadanbaoquanmianluoshizhongyang、shengshiweidejuecebushu,zaichanyejituandangweideyoulilingdaoxia,luxutuichuxiangguanyouxiaojucuo,quanlizhichiyiqingfangkong,zhulizhongxiaoweiqiyegongdu“yiqinghandong”,muqianyiweiduojiazaibaoqiyejinxinglejianyiliuchenghuazhuandai,zhongdianduihuaweiyiliao、yijieyinshuadengyiyongwuzi、fangyiyongpindengyiqingfangkongbaozhangdanweitigonglezengxinzhichi,bingjiangfeilvjiangdizhi1%/nian,mianchufandanbaocuoshi。

  zaixindeyinianli,kefadanbaojiangbuwangchuxin,laojishiming,jiyangdouzhi,dandangzuowei,jianchi“puhuijinrong”zhengcedaoxiang,yituojituanzhengtiyoushi,wanshanzishenjianshe,youxiaofangfanfengxian,nulishixiangaozhiliangfazhan,yilianghaodeyejihuibaogudong、huibaoyuangong、huibaoshehui,weiwoshidahaogaoshuipingquanmianjianchengxiaokangshehuihe“shisanwu”guihuashouguanzhan、danghaoquanshenggaozhiliangfazhanlingpaozhe、kaipi“qiangfumeigao”xinwuxijianshexinjingjietigongyoulibaozhang。

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